If earning cashback on everyday purchases and gaining access to entertainment discounts sounds like your kind of deal, the Savor Rewards Credit Card might be a great fit. Once you’ve reviewed the card’s benefits, it’s time to check the application process, understand the basic requirements, and see if this card aligns with your financial goals.
Fees and Interest Rates
One of Savor Rewards’ biggest perks is that it charges no annual fee, making it a cost-effective option for most users.
It also offers a 0% introductory APR for the first 15 months on purchases and balance transfers. After the intro period, the variable APR ranges from 19.24% to 29.24%, depending on your creditworthiness.
Additionally, there are no foreign transaction fees, which makes it a solid choice for frequent travelers and international shoppers.
Other fees—such as for late payments or cash advances—can vary depending on your location and credit profile, so it’s a good idea to check the latest terms directly with Capital One before applying.
Who Can Apply for Savor Rewards?
Savor Rewards is generally recommended for applicants with a good to excellent credit score. That said, Capital One does offer some flexibility: applicants with fair credit may still be considered, although they might receive a version of the card without the Welcome Bonus.
There’s no strict income requirement, but your overall credit history and existing debts will be evaluated. To apply, you must be a U.S. permanent resident and at least 18 years old.
How to Apply for the Savor Rewards Card
Once you’ve decided to move forward, you can apply directly on Capital One’s website or app.
Tip: Check if you’re pre-approved before applying to avoid a hard inquiry on your credit report, which can temporarily affect your score.
You’ll be able to choose between different offers, including versions with or without the $200 Welcome Bonus (available when you spend $500 within the first 3 months). Just fill out your basic information and wait for Capital One to respond—usually the same day.
Whether you’re dining out, traveling, or streaming your favorite content, Savor Rewards offers practical benefits and solid rewards. With no annual fee and broad cashback opportunities, it’s a great everyday card for a wide range of users.
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All information in this and other BOISLA articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
Read more about credit cards in https://boisla.com/category/credit-cards/
