The Customized Cash Rewards Card from Bank of America is known for its solid cashback program. If maximizing rewards on your everyday purchases is what you’re after, here’s everything you need to know about applying for this card.
Fees and Rates
The Customized Cash Rewards card has no annual fee, making it a cost-effective option for everyday users. New cardholders enjoy a 0% introductory APR on purchases and balance transfers for the first 15 months.
After the intro period, the variable APR ranges from 18.24% to 28.24%, depending on your credit profile. Be sure to confirm the current rate with Bank of America before applying, as it may change based on lending policies.
Balance transfers come with a 3% fee (minimum $10), while foreign transactions have no extra charges, which is great for international use.
Who Can Apply?
To apply for the Customized Cash Rewards card, you generally need a good credit score, usually 600+. While a higher FICO score improves your chances of approval, this card is accessible to a wide range of applicants.
You must be at least 18 years old, a U.S. resident, and have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) to qualify.
How to Apply for Customized Rewards Cash
You can apply for your card online through the Bank of America website or by visiting one of their many branch locations across the country.
The application is simple—just provide your personal, financial, and contact information. Approval is often instant, or within a few minutes. If you’re unsure about your credit status, you can check for pre-approval to avoid a hard inquiry on your credit report.
The Customized Cash Rewards card is perfect for those who want flexible cashback tailored to their spending habits. With the ability to customize your top-earning category and no annual fee, it’s a practical, rewarding choice for everyday use.
All information in this and other BOISLA articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
https://www.bankofamerica.com/
Read more about credit cards in https://boisla.com/category/credit-cards/
