The Delta SkyMiles® Platinum American Express is a credit card designed for those who travel frequently with Delta Air Lines and want to earn miles faster while enjoying exclusive perks during their trips. As one of the higher-tier options in the SkyMiles lineup, it offers strong advantages such as priority boarding, a free companion certificate on account anniversaries, and accelerated status in the SkyMiles Medallion® program.
Ideal for travelers who want to turn everyday spending into travel rewards while gaining more comfort and savings on Delta flights, this card is worth a closer look to see everything it has to offer.
Miles Program
The card stands out mainly for its enhanced SkyMiles earning structure across multiple categories. Currently, the program offers:
- 3x miles on purchases made directly with Delta Air Lines.
- 3x miles on hotels booked directly with the property.
- 2x miles at restaurants in the U.S. and U.S. supermarkets.
- 1x mile on all other eligible purchases.
In addition, new cardmembers can earn generous welcome bonuses, typically ranging from 60,000 to 90,000 miles after meeting the minimum spending requirement in the first few months.
Another major perk is the Companion Certificate, which provides a free domestic companion ticket each year upon card renewal, with only taxes and fees required.
Additional Benefits
The Delta SkyMiles Platinum AmEx comes with a set of travel benefits that add real value for cardholders:
- First checked bag free on Delta flights, saving up to $60 per round trip.
- Priority boarding (Main Cabin 1), for added convenience.
- Access to preferred upgrades when available, based on SkyMiles status.
- Medallion® Qualification Miles (MQMs) credits, helping you reach elite status faster.
- Travel insurance, including baggage delay protection and secondary car rental insurance.
- No foreign transaction fees, making it ideal for international trips.
On top of that, cardholders also get early access to special events, select experiences from American Express, and digital finance management tools through the mobile app.
Fees and Terms
On the other hand, before applying for the Delta SkyMiles Platinum AmEx, it’s important to understand the fees and terms that come with this credit card:
- Annual fee: $350.
- Variable APR: between 20.99% and 29.99%, depending on credit history.
- Foreign transaction fee: 0%.
While the annual fee is higher than the Gold version, perks like free checked bags, the Companion Certificate, and faster mileage earnings in travel categories can easily offset the cost for frequent travelers.
It’s also worth noting that fees and terms can change over time, so checking the most up-to-date information with American Express before applying is always recommended.
Who Is It For?
The Delta SkyMiles Platinum AmEx is best suited for travelers who fly Delta often and want to maximize their mileage earnings on flights and hotel stays. It’s also a great option for those who value perks like priority boarding, free baggage, and faster access to Medallion® status.
For business or leisure travelers who fly regularly and want to turn everyday spending into travel rewards, the card delivers excellent value compared to more basic options.
In terms of credit requirements, it’s generally recommended for applicants with good to excellent credit, typically a score above 670, along with a positive payment history. This makes it more accessible to those with a strong credit profile and higher likelihood of approval.
How to Apply for the Delta SkyMiles Platinum AmEx
If the Delta SkyMiles Platinum AmEx caught your attention, the application process is straightforward. Just visit the official American Express website, fill out the form with your personal, financial, and credit information, and submit your application online.
Approval is usually quick, and once approved, you can start using the card right away through your digital wallet, even before the physical card arrives. Eligible purchases on your first statement will already count toward earning miles.
Is the Delta SkyMiles Platinum AmEx Worth It?
For travelers who fly Delta often, this card offers clear and measurable benefits such as baggage savings, accelerated mileage earning, and status perks.
Key highlights include the annual Companion Certificate, free checked bags, welcome mile bonuses, and faster progress toward Medallion® status. On the downside, the $350 annual fee may feel steep for those who don’t take advantage of the travel perks regularly, and full Delta Sky Club lounge access isn’t included, it’s only available with the Reserve version.
Overall, the Delta SkyMiles Platinum American Express is a solid choice for those who want to combine fast mileage accumulation, valuable travel perks, and elite status in the SkyMiles program, making it well worth it for frequent Delta flyers.
All information in this and other BOISLA articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
https://www.americanexpress.com/
Read more about credit cards in https://boisla.com/category/credit-cards/