If you’re searching for the best cashback credit cards available today, this list highlights five top-rated options that are making waves in 2025. With so many cards on the market, it can be tough to choose one that fits your spending habits and lifestyle. These standout choices offer strong rewards, low fees, and valuable perks to help you get the most out of your purchases.
Here are five cashback cards worth considering—and why they could be the right match for you:
1. Chase Freedom Unlimited®
The Chase Freedom Unlimited card is built for rewards and flexibility. It offers:
- 5% cashback on travel purchased through Chase Ultimate Rewards
- 3% cashback at restaurants and drugstores
- 1.5% cashback on all other purchases
With no annual fee, a competitive Welcome Bonus, and helpful budgeting tools via the Chase app, it’s great for everyday use. To qualify, you’ll typically need a credit score of 670 or higher, but the benefits make it a top contender for anyone seeking consistent rewards across various categories.
2. Citi® Double Cash Card
The Citi Double Cash Card is simple and efficient, offering:
- 1% cashback when you buy
- 1% cashback when you pay your bill
That’s a flat 2% back on everything—with no annual fee. Plus, you can convert your cashback into points through the ThankYou® Rewards program. The card is accessible to those with good credit and offers an easy online application process. It’s ideal if you prefer a straightforward way to earn cashback without category restrictions.
3. Wells Fargo Active Cash® Card
For Wells Fargo customers—or anyone looking for the bests cashback credit cards—the Active Cash Card delivers:
- 2% unlimited cashback on every purchase, no categories or caps
- A $200 Welcome Bonus after spending $500 in the first 3 months
- Digital wallet compatibility and built-in budgeting tools via the app
This card is great for both everyday spending and large purchases. While it does require good credit, the approval process is generally less strict than some premium cards.
4. Discover it® Cash Back
If you want high cashback on rotating categories, the Discover it® Cash Back is one of the best in its class. It offers:
- 5% cashback on categories that rotate quarterly (like grocery stores, gas stations, Amazon, and more)—up to the quarterly max, when activated
- 1% cashback on all other purchases
Plus, Discover’s Cashback Match automatically doubles all the cashback you earn during your first year—a standout perk for new cardholders. There’s no annual fee, and it’s easier to qualify compared to many other cards, making it a solid pick for flexible spenders.
5. Blue Cash Everyday® Card from American Express
The Blue Cash Everyday Card from Amex is perfect for families and household spending. It features:
- 3% cashback at U.S. supermarkets (up to $6,000/year)
- 3% cashback on U.S. gas stations and online retail purchases
- 1% cashback on other eligible purchases
This card focuses on domestic spending, helping you earn rewards on essential categories like groceries and gas. It includes access to exclusive Amex offers and strong customer support, plus a competitive Welcome Bonus. It’s recommended for those with good to excellent credit, but the benefits make it a strong everyday card for household needs.
Whether you’re after flat-rate cashback, rewards for specific categories, or a card that’s easy to manage, these five options are among the best available. Compare their perks and apply for the one that best fits your spending style—and start earning money back with every swipe.
All information in this and other BOISLA articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
https://www.americanexpress.com/
Read more about credit cards in https://boisla.com/category/credit-cards/
