The Discover it Cash Back is a favorite among cardholders who want to earn rewards on everyday purchases—with no annual fee. Designed to fit your lifestyle, it gives you flexible cashback options, rotating categories, and extra perks that add real value. Curious if it’s right for you? Here’s what to expect.
Cashback Program
The biggest highlight of the Discover it Cash Back card is its 5% cashback in rotating categories, which change every quarter. You’ll need to activate the category each quarter, but once you do, you can earn on purchases like:
- Supermarkets
- Gas stations
- Restaurants
- Amazon.com
- PayPal
You’ll earn 1% cashback on all other purchases, making it a solid choice for everyday use.
Plus, Discover offers a unique Cashback Match during your first year—they’ll match all the cashback you’ve earned, dollar for dollar, with no cap. It’s like doubling your rewards without any extra work.
Redemption and Extra Features
Your cashback never expires, and you can redeem it:
- As statement credit
- Bank deposit
- Gift cards
- Amazon or PayPal purchases
Other perks include:
- Fraud protection and real-time alerts
- Free FICO® credit score checks
- Fast online application
- Choice of 25 colors to personalize your card
All information in this and other BOISLA articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
