Fidelity Investments is one of the largest and most trusted investment firms in the U.S., offering a wide range of products to suit different investor profiles. Whether you’re just getting started or you’re a seasoned investor looking for more robust options, Fidelity has the tools and solutions to help you build a diversified portfolio. Here’s a closer look at the main types of investments Fidelity offers.
Mutual Funds
Mutual funds are a core offering at Fidelity. With hundreds of professionally managed options, mutual funds pool money from many investors to invest in a broad mix of assets like stocks, bonds, and other securities. The main benefit? Instant diversification—perfect for reducing risk without having to pick each asset yourself.
Fidelity’s mutual funds range from aggressive growth strategies to more conservative income-focused funds. You’ll also find sector-specific options—like tech, healthcare, or energy—giving you the flexibility to tailor your portfolio to your goals and interests.
ETFs (Exchange-Traded Funds)
ETFs are another popular choice. These are funds that trade on the stock exchange and typically track a market index like the S&P 500. Fidelity offers a wide selection of low-cost ETFs that provide instant access to various market segments, making them a smart and efficient option for passive investors.
Unlike mutual funds, ETFs can be bought and sold throughout the trading day, just like individual stocks. That flexibility makes them attractive to both beginners and more experienced traders who want greater control over timing.
Stocks
If you prefer a hands-on approach, Fidelity allows you to invest directly in individual company stocks. Their platform includes powerful tools like real-time data, interactive charts, and in-depth research to help you make informed decisions.
Best of all, Fidelity charges zero commission on U.S. stock trades, allowing long-term investors to keep more of their earnings. This option is ideal if you want to build a customized portfolio with companies you believe in.
Bonds and Fixed Income
For those looking for more stability and predictable returns, bonds and fixed-income products are a solid choice. Fidelity offers access to a wide range of options, including U.S. Treasury bonds, corporate bonds, municipal bonds, and certificates of deposit (CDs).
These products are well-suited for investors who want to lower portfolio volatility or generate steady passive income. Many also offer features like automatic reinvestment of interest payments and a range of maturities and risk levels to match your needs.
Retirement Accounts
Fidelity is also known for its retirement solutions, offering both IRAs (Individual Retirement Accounts) and 401(k) plans. These accounts come with tax advantages and are designed to help Americans save and invest efficiently for the long term.
Inside these retirement accounts, you can invest in mutual funds, ETFs, stocks, and other assets. Fidelity also offers helpful tools to project your retirement needs, calculate ideal contributions, and guide you through every stage of your savings journey.
Managed Accounts
If you’d rather have a professional handle your investments, Fidelity offers managed account services like Fidelity Personalized Planning & Advice and Fidelity Go. These services build a custom portfolio based on your goals, time horizon, and risk tolerance—then manage it for you.
These accounts are perfect for busy professionals or anyone who wants peace of mind knowing their money is being monitored and adjusted over time. Services often include automatic portfolio rebalancing and access to financial planning support.
Cryptocurrency
Though known for its traditional investment offerings, Fidelity is also keeping pace with digital trends. Through select partnerships and dedicated platforms, Fidelity now offers exposure to cryptocurrencies like Bitcoin. While still a developing space, the company is investing in education and security to support clients interested in these more volatile assets.
Final Thoughts
Fidelity Investments stands out for its variety, low fees, and strong reputation. With offerings like mutual funds, ETFs, stocks, bonds, retirement accounts, and even cryptocurrency exposure, Fidelity provides all the tools you need to build a well-balanced portfolio.
No matter your experience level, the key to long-term success is understanding your options and building a portfolio that reflects your goals and risk tolerance. In that journey, Fidelity remains a trusted partner for millions of investors looking to grow their wealth with confidence and clarity.
All information in this and other BOISLA articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
Read more about banking in https://boisla.com/category/banking/
