If the Capital One Quicksilver Cash Rewards card caught your attention, whether it’s because of the benefits or the rewards program, it’s a good idea to look into how to apply. Here’s what you need to know to get this card.
Rates, Terms, and Fees
In addition to the intro 0% interest period, the Capital One Quicksilver Cash Rewards card also comes with no annual fee, meaning you won’t have to worry about a yearly charge. After the 15-month promotional APR period ends, the rate adjusts to 19.24% to 29.24% variable, depending on the market and Capital One’s current policy.
There’s no foreign transaction fee, but there is a 3% fee on balance transfers made during the promotional period. Cashback rewards don’t expire and there are no transfer fees when redeeming your rewards.
How to Apply for the Capital One Quicksilver Cash Rewards
Applying for the Capital One Quicksilver Cash Rewards Credit Card is simple and can be done entirely online:
-
Find the Quicksilver Card: Head over to the Capital One Quicksilver Cash Rewards Credit Card page.
-
Pre-Approval (Optional but Recommended): Capital One offers a pre-approval tool that lets you see which cards you may qualify for without impacting your credit score. It’s a great way to get an idea of your chances before submitting a full application.
-
Submit Your Online Application: Click “Apply Now” and complete the form. You’ll be asked to provide personal details (name, address, SSN, date of birth), along with employment and income information.
Who Can Apply?
Capital One Quicksilver generally requires good to excellent credit—typically a FICO score of 670 or higher. A solid credit history, low credit utilization, and steady income can increase your chances of approval. That’s why it’s important to make sure your credit profile aligns with the card’s requirements, or consider improving your score before applying.
Is the Capital One Quicksilver Cash Rewards Worth It?
The Capital One Quicksilver Cash Rewards Credit Card is a strong choice and definitely worth considering for many U.S. consumers, especially if you:
-
Don’t want the hassle of tracking bonus categories or activating special offers—you just want to earn cash back on everything.
-
Want to maximize rewards without paying an annual fee.
-
Travel internationally and want to avoid foreign transaction charges.
-
Have on-time payment history and a strong credit profile.
Plus, with the introductory 0% APR period, it’s great for balance transfers, big purchases, or even financial planning. All things considered, this card offers a solid, well-rounded cash back experience.
It might not give you the highest rewards rates in specific spending categories, like some other cards do, but its simplicity, lack of fees, and flat 1.5% cash back make it an attractive option for your wallet.
you’ll be redirected to the financial institution’s site
All information in this and other BOISLA articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
Read more about credit cards in https://boisla.com/category/credit-cards/
