If the protection benefits of the U.S. Bank Shield Visa Card interest you, it’s time to learn how to apply for yours. With a simple process and attractive rates, this card could be the one you’re looking for to plan large purchases or take advantage of affordable rates in the coming months. Learn more!
Amounts, Terms, and Fees
Currently, the U.S. Bank Shield Visa Card has no annual fee. Additionally, the Introductory APR is 0% for purchases and balance transfers for up to 24 months. Thereafter, it ranges from 17.74% to 28.74%, but rates may change depending on bank policy.
Furthermore, the Balance Transfer fee is 4% of each amount transferred, with a minimum of $5. It’s important to note that this fee may apply even during the 0% APR period. There’s also a 3% Foreign Transaction Fee on each purchase made abroad.
How to Apply for the U.S. Bank Shield™ Visa® Card
The application process for the U.S. Bank Shield™ Visa® Card is completely online and simple for U.S. citizens:
- Visit the U.S. Bank Website: Go to the credit cards section of the official U.S. Bank website (usbank.com/credit-cards).
- Find the Shield Visa Card: Look for “U.S. Bank Shield™ Visa® Card” in the list of card offers.
- Check the Terms: Carefully read the current terms and conditions of the offer, including the length of the introductory APR period and other fees.
- Complete the Online Application: Click “Apply Now” and complete the application form. You will need to provide personal information (name, address, SSN, date of birth), employment information, and income.
- Instant Decision: In many cases, you will receive an approval or denial decision almost instantly.
Who Can Apply?
U.S. Bank generally recommends a good to excellent credit score (670-850 FICO score) for approval for the Shield Visa Card. Having a solid credit history and a steady income will also increase your chances.
Is the U.S. Bank Shield™ Visa® Card Worth It?
The U.S. Bank Shield™ Visa® Card is a very interesting option and worth considering for consumers, especially if you fit the consumer profiles.
If you have credit card debt and want to consolidate it and pay interest-free over a long period, taking advantage of the 24-month waived APR is attractive. Also, if you plan to make a large purchase in the near future and want to pay without accruing interest, the card may be ideal.
For those looking for a waived annual fee, protection benefits, and a moderate rewards program, the U.S. Bank Shield Visa Card may be the one for you. If you prioritize reduced rates and increased security, it’s a model worth exploring.
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All information in this and other BOISLA articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
Read more about credit cards in https://boisla.com/category/credit-cards/
