With benefits and cashback, Walmart Rewards might be a great choice for you, with a quick and 100% online application process. Here’s what you need to know about the terms and requirements.
Rates and Terms
The card is very accessible, but it’s important to know the details:
- Annual Fee: $0
- APR (interest rate): variable, usually between 19.74% and 29.74%, depending on credit history.
- Foreign Transaction Fee: none.
- Additional Cards: free.
Your credit limit is set after review and may increase with responsible use. Keep in mind, however, that rates may vary depending on policy changes, the period, and your personal profile.
That’s why, before applying, make sure it matches your needs and offers the most attractive rates for you at the time.
Who Is It For?
The Walmart Rewards™ Mastercard is ideal for customers who shop frequently at Walmart, especially online. After all, the highest rewards are earned on in-store and Walmart.com purchases. However, it can also suit other profiles, such as those looking for a no-annual-fee card with solid everyday cashback.
It’s also appealing for people who value flexible redemption options and international travel usage. Of course, the combination of these features makes Walmart Rewards even more attractive, but there are different benefits that can appeal to various types of customers.
In terms of eligibility, it’s important for applicants to have a solid credit profile, with a score of at least 600 and a positive credit history, to increase the chances of quick approval.
How to Apply for This Card
If you’re interested in the Walmart Rewards and all it offers, you can follow a simple application process:
- Visit the official Walmart website.
- Click on “Apply Now” and fill out the form with your personal information, annual income, and contact details.
- Submit your application for a credit review.
- If approved, your virtual card will be available immediately in the app for Walmart.com purchases.
Wait to receive your physical card for in-store and other merchant purchases.
Is It Worth Applying for the Walmart Rewards™ Mastercard?
If you shop regularly at Walmart, the Walmart Rewards™ Mastercard can lead to significant savings with up to 5% cashback and other perks.
It offers several strong points, including great returns on in-store and online purchases, no annual fee, and no foreign transaction fees. It also stands out for its flexible redemption options and full Mastercard benefits package.
For those seeking a daily-use credit card with generous rewards and no fixed costs, especially at one of the largest retail chains in the world, this is definitely an option worth considering.
All information in this and other BOISLA articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
Read more about credit cards in https://boisla.com/category/credit-cards/
