Prime Visa Amazon is one of several financial products offered by the company as it expands into the credit card space.
Beyond providing users with a solid credit limit and purchasing power, it also stands out for the rewards and savings available directly on Amazon’s platform. If you’re a frequent Amazon shopper or simply looking for a practical everyday credit card, the Prime Visa is definitely worth a closer look.
About the Prime Visa Credit Card
The Prime Visa is a high-tier Visa Signature card, which means it comes packed with premium benefits. These include purchase protection, extended warranty coverage, travel accident insurance, and lost luggage reimbursement—perks that extend far beyond Amazon shopping.
While many assume the benefits are limited to online purchases, this card also includes travel protections and 24/7 Visa Signature customer support.
Still, it shines brightest for Amazon Prime members. Exclusively available to subscribers, the Prime Visa offers cashback and bonus rewards on purchases tied to the Amazon ecosystem. To qualify, you’ll generally need a good to excellent credit score. There’s no introductory APR, but the application process is quick, and approval often happens within minutes.
Perks and Rewards
The Amazon Prime Visa Credit Card comes loaded with value-packed rewards, especially for loyal Prime users. Here’s what you can expect:
- Welcome Bonus: Get a $150 to $200 Amazon gift card instantly upon approval—no minimum spend required.
- Cashback: Earn 5% back on purchases from Amazon.com, Amazon Fresh, Whole Foods Market, and on travel booked through Chase Travel (for Prime members only).
- Prime Card Bonus: Access rotating deals with 10% or more cashback on select Prime-eligible items and categories.
- Everyday Purchases: Earn 2% back at restaurants, gas stations, and on local transit and commuting expenses.