SoFi Home Insurance is a modern solution for those looking to protect their home and family. Backed by established industry partners, it allows policyholders to personalize their coverage while saving money. Here’s a closer look at what this product has to offer.
Main Coverages
SoFi doesn’t operate as a traditional insurer, but it partners with Experian Insurance to offer protection through its SoFi Protect program. For areas where coverage is available, customers can get quotes and secure some of the main types of home insurance coverage, including:
- Dwelling Coverage (home structure);
- Other Structures (garages, fences, etc.);
- Personal Property (personal belongings);
- Loss of Use / Additional Living Expense (temporary housing after a claim);
- Liability Coverage (personal liability and medical payments).
This means that the key components of your home—inside and out—can be protected with a SoFi Home Insurance policy. However, it’s worth noting that events like flooding, earthquakes, and maintenance-related wear and tear are typically not covered under standard policies and may require additional coverage.
Key Benefits
Beyond offering comprehensive standard coverages, SoFi Home Insurance stands out for several reasons that appeal to modern customers. Its main highlights include:
- Fully digital process, with no agents or paperwork;
- Secure document upload via SoFi’s mobile app;
- Trusted partnerships with companies like Experian and Lemonade;
- Automatic comparison of multiple offers to find the best prices;
- Transparent rates with negotiable pricing;
- Fully customizable coverage options;
- Option to compare with your current policy to see which is more cost-effective.
SoFi Home Insurance blends modern tools, flexibility, and competitive pricing with an automatic comparison platform tailored to your personal needs.
