For frequent flyers with United Airlines, the New United Quest℠ Card from Chase is a mid-tier credit card that offers solid value. It’s ideal for those who don’t want a premium card but still expect more than the basics. This card provides great rewards and is designed for travelers looking to maximize their miles. Here’s what it brings to the table!
About the New United Quest℠ Card
The United Quest℠ Card is a co-branded credit card from Chase Bank in partnership with United Airlines, that allows cardholders to earn United MileagePlus miles and enjoy a variety of travel perks, primarily focused on the United travel experience. It’s considered a premium option for loyal United customers who may not need or want lounge access.
Key Benefits
Even as a mid-level card, the United Quest Card offers several valuable benefits. Take a look at the highlights:
Mileage Rewards
- 3x miles on United purchases (including airfare, Economy Plus upgrades, and onboard purchases)
- 2x miles on all other travel (non-United), at restaurants (including takeout and delivery), and on select streaming services
- 1x mile on all other purchases
- 5x miles on prepaid hotel stays booked through Renowned Hotels and Resorts (via Capital One Travel)
Credits
The card offers an Annual United Travel Credit—you’ll receive $125 in statement credits each account anniversary year for United purchases, which helps offset the annual fee. Additionally, you get a 10,000-mile discount on one eligible United award flight each account anniversary. You can earn a second 10,000-mile discount after spending $20,000 on purchases in a calendar year.
Other available credits include:
- Up to $150 annually on prepaid hotel stays booked through Renowned Hotels and Resorts
- $80 in United TravelBank Cash per year when renting cars through Avis or Budget at cars.united.com
- Up to $180 in Instacart credits annually ($10 monthly credits + $5 monthly delivery credit)
- Up to $100 in annual rideshare credits
- 25% back on inflight purchases: Receive 25% as a statement credit on food, beverages, and Wi-Fi bought onboard United-operated flights
Travel Perks
Everyday benefits include two free checked bags for the cardholder and one companion on the same reservation when flying United or United Express. You’ll also get priority boarding, purchase protection, lost luggage insurance, and no foreign transaction fees, making it a great option for international travelers.
Rates and Fees
The United Quest Card has an annual fee of $250 and does not offer an introductory APR. The variable APR ranges from 20.49% to 28.99%, depending on creditworthiness.
There’s also a balance transfer fee of 5% (minimum $5). On the upside, the card does not charge foreign transaction fees and offers some flexibility for late payments.
How to Apply for the New United Quest℠ Card
Applying is easy:
- Visit the Chase website and find the card
- Review the welcome bonus offer
- Complete the online application
- Make sure you meet the typical requirements: a good credit profile, FICO score above 600, and a positive credit history
- Keep in mind that Chase’s 5/24 Rule applies—your application may be declined if you’ve opened five or more new credit card accounts in the past 24 months.
- Once approved, wait for your card to arrive and start using your benefits!
Is the New United Quest℠ Card Worth It?
The New United Quest℠ Card is a strong option for those seeking travel perks without the high fees of premium cards. Frequent United flyers can really benefit from the combination of annual credits, bonus miles, and award discounts.
With built-in travel protections and other benefits, it’s a solid pick for travelers who want to earn rewards while enjoying peace of mind. If that fits your current travel habits, the United Quest Card is definitely worth considering as your next credit card.
All information in this and other BOISLA articles is subject to change over time. Please check for updates directly with the institutions and companies mentioned. Approval is subject to the institution’s review.
REFERENCES:
https://creditcards.chase.com/
Read more about credit cards in https://boisla.com/category/credit-cards/
