Simple, modern, and fee-free, the Wells Fargo Active Cash® Card is perfect for those who want straightforward rewards without the hassle of rotating categories or sign-ups. With unlimited 2% cash back on all purchases, it’s one of the most consistent and easy-to-use rewards cards available.
Unlimited Cashback on Everything
The highlight of the Active Cash Card is its flat-rate 2% cash back on all purchases—no categories, no spending limits, and no activation required. Whether you’re shopping online, paying bills, or filling up your tank, you earn the same cashback rate every time.
Cash back can be redeemed as:
- Statement credits
- Direct deposits
- Gift cards
- ATM withdrawals (via Wells Fargo ATMs)
- Paper checks
Rewards never expire as long as your account stays open and in good standing. So you can enjoy your balance with more peace of mind, whether making plans or saving for a future goal.
Additional Benefits
Besides simple rewards, the Active Cash Card also comes packed with valuable extras. New cardholders can earn a $200 Welcome Bonus after spending $500 in the first 3 months.
More perks include:
- Cell Phone Protection: Up to $600/year for damage or theft when you pay your phone bill with the card (subject to $25 deductible)
- 0% Intro APR for 15 months on purchases and qualifying balance transfers (then 20.24%–29.99% variable APR)
- Visa Signature® benefits: Includes 24/7 concierge service and access to the Visa Signature Luxury Hotel Collection
- Travel and emergency services, like rental car insurance and emergency cash reimbursement
- Free FICO® Score access in the Wells Fargo app
